Maybe you’re not fluent in Wall Street–speak and you can’t name any members of the S & P 500. No matter: You can still expand your portfolio by buying individual stocks. (Experts suggest spreading up to 5 percent of your assets between companies.) However, it can be challenging for an inexperienced investor to assess which business is worth her hard-earned dollars. Follow this step-by-step guide to making that decision easier. types of investments share market online Step 1 Ask yourself which industries you would like to invest in (such as energy or cosmetics). To learn more about them, set up for each. Over the next month, read as many articles as you can. Next, create a list of companies that are getting positive attention for their products or services, says Jeff Reeves, the editor o, a financial-investment news website. Step 3 You’ve probably narrowed down your list. Now check out each company’s annual report (often available on its website), which discloses the firm’s financial well-being. Find out (A) whether the company’s net income increases each year and (B) whether the company pays a dividend—a payment made by the company to a shareholder. “It’s a bonus if they do, since it’s money that you can reinvest or accept in the form of a check,” says Jayne Ferrante, a certified financial planner in Fresno, California. If you find a stock that meets those two criteria, move forward. Mandalay, Myanmar
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